Wallet Credentials

Merchant wallets on our platform support two types of credentials:

1. FIDO2 / Passkeys FIDO2 credentials (commonly referred to as passkeys) offer a secure, passwordless authentication method based on public key cryptography. These credentials are typically linked to a user and stored in secure authenticators (e.g., platform authenticators like Face ID, or external security keys). Upon sign up, a default passkey will be added to your platform account.
2. Platform Key Credentials Platform Key Credentials are asymmetric key pairs managed and operated by the platform

How These Types of Keys Work Together

When you sign up for the platform, a Platform Key Credential is automatically created for you. This key, managed by the platform, allows for secure, programmatic signing operations and comes with a default transaction allowance of $100.

As an added layer of protection, once your wallet balance exceeds $10, you'll be required to set up a Passkey (FIDO2 credential). Passkeys are tied to your personal device and identity - using technologies like Face ID or security keys - to provide passwordless, phishing-resistant authentication.

By combining both key types, our platform ensures seamless and secure usage with platform-controlled keys, while strengthening your account security through user-bound passkeys as your account value increases.